"This grant will help assist everyone from first-time home buyers in Mercer County to those who need rehabilitation projects on their homes to non-profit groups," said Brian M. Hughes, county executive.
Renters want the same thing homeowners have -- a good place to live, stability, security ... and money down the road when they sell their homes. Renters may have some of those things now, but even after years of renting, they'll stil have nothing to show for their housing payments except rent receipts.
In addition to the pride that comes with ownership, here are some major financial advantages that owners enjoy:
One of the main reason renter give for not buying is that they lace enough savings for the downpayment on a home. If you are a renter, you should know there are programs available not to enable you to buy a home with a downpayment of just 4% or even less! Interest rates are not high by historical standards, so chances are you can own a fine home.
- Wear protective eyewear and gear
- Keep the work site organized to prevent tripping and falls
- Ask for training on tools when you rent or buy them
- Make sure ladders are anchored securely and replace any that appear damaged
- Equip nail guns with sequential-trip triggers
- Keep combustible, solvent-soaked rags away from heat sources
- Quit before you're exhausted.
We all know the housing market has been in a downtrend. We knew that related-industries from contractors to building manufacturers have all felt the pinch. Well, the effect is in the retail sector affecting such giants as Sears and Home Depot.
Foreclosure filings: In this case, it the umbrella term used to designate default notices, auction sale notices and bank repossessions.Foreclosure filings increase 62% over last April 2006 to 147,708. The top ten states with high foreclosure rates are:
| Year | Q1 | Q2 | Q3 | Q4 |
|---|---|---|---|---|
| 2006 | 323,101 | 272,109 | 318,355 | 345,54 |
| 2007 | 437,498 |
| Units Listed | Listed Average | Units Sold | Sold Average | Average DOM |
|---|---|---|---|---|
| 729 | 405,157 | 212 | 394,828 | 89 |
| Units Listed | Listed Average | Units Sold | Sold Average | Average DOM |
|---|---|---|---|---|
| 456 | 443,427 | 203 | 407,408 | 100 |
| Units Listed | Listed Average | Units Sold | Sold Average | Average DOM |
|---|---|---|---|---|
| 87 | 513,811 | 38 | 426,584 | 98 |
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That is the amount of time that sellers have to win over buyers. Just sixty seconds, in which perspective buyers decide if they like the home they are viewing or not. The smart seller will make sure that their home captures as many of the senses as possible in that first minute. To that end, the seller will look at their home with the eye of a potential buyer.
From the entry, move on through each room of the house removing clutter and making sure it is spotless. Keep in mind the sixty-second window applies even after the original sixty is gone. That old chair you are not taking to the new home, get rid of it now. Decreasing clutter is the hardest but most essential task in getting a home into “showcase” condition. Usually the longer a seller has lived in a home, the more clutter that home collects – which makes the task of getting rid of clutter all the harder. If necessary rent a storage unit to temporarily house those items that will go to the new home and discard the rest. Remember too that pets and all evidence of their residence, needs to be removed from the house.
You can find many great
Hamilton Township real estate agents and loan officers on ActiveRain.com Freddie Moorer is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.
